Simple, transparent pricing
The day’s rate, shown before you pay. No hidden charges — you know your landed cost up front.
The Rate of the Day
We post the day’s KES / UGX / TZS → RMB rate. You see the exact rate before you commit — no guessing, no markup buried in the exchange.
No service fee right now
You currently pay no service fee — just the Rate of the Day. Review, beneficiary verification, documentation and tracking are all included.
No hidden charges
What you see is what you pay. The exact figure is confirmed before any payout, and Malipay never holds your funds.
See exactly what you’d pay
Paying a supplier ¥5,000 from Kenya, at an example rate. Your live rate is always shown in the calculator.
Try the calculatorExample only — rate shown is illustrative; the live Rate of the Day is shown before you confirm.
Malipay vs the alternatives
Your real options are a bank wire, a forex/OTC dealer, or hawala dealers. Here’s how Malipay compares on what matters.
| Malipay | Bank wire / SWIFT | Forex / OTC dealer | Hawala Dealers | |
|---|---|---|---|---|
| Speed to payout | ~5 min / immediate | 2–5 days | Varies | 1–2 days |
| Reduced account-freezing risk | Documented | High risk | High risk | High risk |
| Pays supplier directly in RMB | Yes | Often via USD | Varies | Cash |
| Documented & invoice-backed | Every request | Manual | Little | None |
| Beneficiary verified before payout | By a person | No | No | No |
| Live status tracking | Customer-visible | Limited | None | None |
| Recourse if it fails | Defined path | Slow | None | None |
Comparison reflects typical experiences in this corridor.
Included in every request
No service fee right now — and no surprise line items. Here’s what every request includes.
- Human review of every request in Nairobi
- Beneficiary & document verification before payout
- Customer-visible status tracking, end to end
- Secure handling of your invoice and documents
Pricing FAQ
How is the exchange rate set?
Malipay posts a Rate of the Day for each currency. You see it in the calculator and on your request before you confirm — the rate used at payout is shown up front.
Are there any hidden fees?
No. There’s currently no service fee — you pay at the Rate of the Day shown before you confirm. Your bank or mobile-money provider may charge their own fee to fund the request — that’s outside Malipay.
What about urgent payments?
Most reviewed requests are paid out quickly. If you need a same-day rush, mention it on your request and we’ll confirm whether a faster option applies.
What if a payment can’t be completed?
Because Malipay doesn’t hold your funds, money isn’t stuck with us — there’s a defined return-of-funds path if a payment cannot proceed.
Pay your Chinese supplier the safe, documented way.
Start a request in minutes — no account needed.